Rates

Let Your Money Grow With Us

Certificate of Deposit Minimum Deposit Interest Rate** Annual Yield*
91 Days $1,000.00 1.49% 1.50%
182 Days $1,000.00 1.64% 1.65%
12 Months $1,000.00 1.74% 1.75%
18 Months $1,000.00 1.79% 1.80%
24 Months $1,000.00 1.88% 1.90%
30 Months $1,000.00 1.88% 1.90%
36 Months $1,000.00 1.88% 1.90%
48 Months $1,000.00 1.88% 1.90%
60 Months $1,000.00 1.88% 1.90%

A substantial interest penalty is required for early withdrawal.

You may request additional information concerning the fees and terms applicable to the advertised accounts.


*The Annual Percentage Yield is accurate as of 03/19/2008

Account Type Minimum Deposit Interest Rate** Annual Yield*
NOW ACCOUNT $1,000.00 0.75% 0.75%
SAVINGS ACCOUNT $100.00 .99% 1.00%
CHRISTMAS CLUB $1.00 2.25% 2.27%

Money Market rates listed below -- Minimum required to open $1,500.00

Deposit Interest Rate** Annual Yield*
*0.01 to 10,000.00 1.34% 1.35%
*10,000.01 to 25,000.00 1.74% 1.75%
*25,000.01 and over 2.23% 2.25%

**Rate may change after the account is opened
*Fees could reduce earnings on the account